0788001400 / 062004010

UWallet Services

Pay your Umniah bills without incurring any fees through the UWallet or Umniah app.

Transfer money from person to person, whether to an e-wallet, a bank account, a retail establishment, a company or a government entity, locally or internationally.

Transfer Money through UWallet Application

  • Enter your password, go to the Main Menu and click on Money Transfer
  • On the Transfer screen, choose to transfer through your wallet number, Alias or an IBAN number, and enter the amount to be transferred in Jordanian dinars in the amount field, then confirm the transfer process by pressing Continue
  • A confirmation screen will pop up on screen with a summary of the transaction and with the relevant information. To continue, enter your 4-digit password
  • If the transfer process is successful, you will receive a message confirming the transaction and the value of the new balance remaining in the wallet, minus the value of the transfer fee

Once the transfer has been successfully completed, you will receive an SMS with the details as well as the new balance, which will include all the fees that have been deducted.

UWallet can be used to pay utilities and telecommunications bills, fines, real-estate taxes and professional association dues, to name a few, among others. The eFawateercom service covers more than 82 billers and 360 services, all available on UWallet.

To use this service, select the eFawateercom icon on the UWallet application..

How can I cash in to UWallet (Deposit)? 


  • First: You can deposit in your wallet by visiting any of Umniah’s showrooms spread all over the Kingdom, in addition to the exchange services provided by UWallet, and within the following steps


Provide the employee with the mobile phone number of your wallet, and the value of the money to be deposited in your account.

Fill out and sign the deposit form.

The employee will deposit the required amount into your account from his own system.

You will receive a short message alerting the deposit movement with the new balance of your wallet, and you can track your entire financial movements through the application.

  • Second: You can deposit through self-service machines located in Umniah showrooms.
  • Third: You can deposit through eFAWATEERcom
  • Forth: You can deposit through an yof the kiosk macines located in Umniah showroom or Sameh mall.


The maximum limit for each deposit movement is 1,000 dinars, and the maximum monthly movements for the wallet is unlimited

You can view your account balance through the UWallet app at any time, by selecting the (Balance) icon.

Maximum and minimum limits for purchases/transfers/withdrawals/deposits through “uwallet”?



  1. To withdraw cash, visit an Umniah showroom, a participating currency exchange company or a store that provides the UWallet service. To complete the transaction, the owner of the wallet will have to present valid identification as well as the phone number associated with the wallet.
  • Provide the employee with the phone number associated with your wallet, and the amount you wish to withdraw.
  • Fill out and sign the withdrawal form.
  • The employee will withdraw the amount from your account through the system. You will then receive an SMS with an OTP that should be given to the employee, which verifies that you are the owner of the wallet.
  • The employee can then make the withdrawal, complete the transaction on the system, and hand over the cash to you.
  • You will receive an SMS notifying you of the transaction, showing your new balance as well as the commission fees deducted during the transaction.

2.You can cash out from any Cairo Amman Bank ,Arab bank, housing bank, or Jordan Kuwait Bank ATM, using their card-less services.

  • Access the UWallet app.
  • Select Cash-out from ATM and enter the password you receive via SMS.
  • At the ATM machine, select the Card-less Services option.
  • Then select UWallet or Mobile Phone Services.
  • Enter the phone number associated with the wallet.
  • Enter the number sent to you by SMS.
  • Enter the amount you wish to withdraw.
  • You will receive an SMS confirming the occurring withdrawal, minus the commission fees.

3. You can also cash out through the UWallet MasterCard, via any local or international ATM machine.

4. you can also cash out through the kiosk that are located in Umniah showrooms

This is a product, exclusively available to UWallet customers, offers a new way to conduct financial transactions such as purchases at certain points of sale, online shopping, and cash withdrawal from ATMs easily and safely, both locally and internationally.

How to obtain a UWallet MasterCard

Open a free UWallet account, deposit any amount into the account, keeping in mind that the wallet’s balance is the same as the balance of the card.

The advantages of the UWallet MasterCard

  • Payment for purchases at points of sales, locally and internationally
  • Cash withdrawal from ATMs, locally and internationally
  • Shopping and paying online
  • Discounts and other benefits at partner stores
  • The card supports Near Field Communication Technology (NFC)
  • The card is safe for online shopping
  • The card may be requested through all authorized UWallet agents across the Kingdom
  • To find your nearest UWallet agent, call 0788001400

The ceilings for UWallet’s gold MasterCard Transactions



Purchases from local points of sale

JD1500 per transaction

Internet shopping – local websites

JD1500 per transaction

Withdrawals from local ATMs

500JD per transaction or according to the ATM, with a maximum of 1500/day

Purchases from international points of sale

JD1500 per transaction

Internet shopping – international websites

JD1500 per transaction

Withdrawal from international ATMs

500JD per transaction or according to the ATM, with a maximum of 1500/day
  • Terms and conditions apply 

Contact Us

For questions and inquiries, contact us on:

Telephone: 078 800 1400

Fax: 06 200 4441


Channel or Entity
Limits transfer
Fees (JD)
Online or Through Agent
0.001- 1000 JD
1 JD – 50 JD
50.001 – 100 JD
100.001 – 200 JD
200.001 – 100 JD
Less than 20 JD
From 20 – 50 JD
50.001- 1000 JD
Cardless ATM cash withdrawal
1 – 500 JD
   UWallet MasterCard ATM cash withdrawal
1-500 JD
Person to Person Money Transfer
UWallet to UWallet
Money Transfer
0.001-50 JD
50.001 -200 JD
200.001 -1000 JD
Free *
Uwallet Person to Non-UWallet Person Money Transfer
Check Wallet Balance
UWallet App
Transactions history
UWallet App
eFawateercom Services
UWallet App
Depends on service
E-fawateercom fees
Merchant Payments
UWallet App and merchant apps
Depends on service
Payment at Point of Sale 
0.01-   1500JD
3% currency change fees
Currency conversion rate applies
Pay using QR payment method
NAF or governmental transfers except
for monthly aid, deducted
from the transfer amount
National Aid Fund / Governmental Entities 
Maximum 2000JD

Is there a minimum or a maximum for purchases/ transfers/ withdrawals/ deposits through UWallet?

There are clear limitations imposed by the service provider for all transactions conducted from UWallet accounts. These are indicated in the following table.

Limits Per Transaction JOD
Agent Cash in1000/TRX
ATM Cash in 500 /Trx  
Withdrawal of cash from Umniah showrooms, branches of exchange houses and shops that provide UWallet services1000
Cardless ATM cash withdawal500 /Trx  
Card ATM cash withdawal500 JD per TRX or according to the ATM, with a maximum limit of 1500JD/ day
Transfer from a person: to (person, merchants, or business companies)1000 JD/TRX
Transfer from merchant: to (person, merchants, corporate business)1000 JD/TRX
Payment at Points of sales (locally – internationally – online)

1000 /Trx Bracele  

1500/Trx Gold Card 

eFawateerCom payment5000 JD
Umniah Services1500 JD
QR Code Payments1500 JD
National Aid Tranasfers and government Agencies2000 JD
Salaries/Payments2000 JD
Loans 5000 JD
P2B money transfer per service 


The changes on the fees of UWallet’s cards will be effective starting from 02/01/2023
Card Type
UWallet’s Virtual Gold Card
2 – 3
1 JD
4 and above
5 JDs
UWallet’s Gold Debit Card
1 and above
5 JDs
UWallet’s Wearable
1 and above
5 JDs


Card type
Number of cards
UWallet debit card/ Bracelet
10 cards in total
UWallet virtual card
10 cards